Rates

Mortgage Rates

Rates Effective June 23, 2017

The rates shown are available for single family, owner occupied properties.  Please contact Loan Originations at 215-504-6590 for interest rates on construction loans, condos, multi-family or investment properties.  Ask us about our new 80/10/10 purchase products!

Residential Fixed Rate Mortgages (up to $424,100)*

For real time rates, please call 215-504-6590.

Other rates and terms available

Adjustable-Rate Mortgages (up to $750,000)*

All ARMs have a 2/6 Cap and 2.75% Margin

Other rates and terms available
Rates may increase after loan consummation

Jumbo-Fixed Rate Mortgages ($424,101 to $750,000)*

*Add .125% to above rates for loan amounts $750,001 to $1,250,000
Other rates and terms available

**Limited time special for primary residence and second home only.  Not available for loan amounts greater than $750,000.  An example principal and interest payment would be $2,348.33 at 3.87% APR for 30 years with a maximum loan to value of 80% and loan size of $500,000.

Jumbo Adjustable-Rate Mortgages ($750,001 to $1,250,000)*

All Jumbo ARMs have a 2/6 Cap and 3.00% Margin

Other rates and terms available
Rates may increase after loan consummation

Bi-Weekly Mortgages*

Other rates and terms available

*The displayed Annual Percentage Rate (APR) for loan products shown reflect the lowest interest rate and applicable closing costs. the rate you receive maybe higher, based on credit score, mortgage loan -to-value ratio and other factors. Rates are subject to change at any time, including the same day. Consult a tax advisor for deductibility of interest.

For real time rates, please call 215-504-6590.

NOTE: An example loan of $100,000 at 4.00% for 360 months would have monthly payments of $477.42.  Payment does not include taxes and insurance premiums, where applicable. The APR of 4.012% includes no prepaid finance charge and fees of $139.00.

Home Equity**

 
 

** Home Equity Lines of Credit- Interest rate is variable, equal to the Wall Street Journal Prime Lending Rate on loan amounts ranging from $25,000 to 250,000. The variable interest rate for lending amounts $10,000 to $24,999 is equal to the the Wall Street Journal Prime Lending Rate plus a margin of 1.25%. These rates do not reflect .125% discount for automatic payments from a checking or savings account. The Interest Only line has a balloon payment due at the end of 10 years.

An example loan of $100,000 at 3.75% for 120 months would have monthly interest only payments of $312.50. (Assuming a full draw from the available line and principal is not reduced.)

All rates, terms, and conditions are subject to change without notice.

Consult a tax advisor for deductibility of interest.

Consumer Loans

Deposit Account Rates

Rates Effective June 1, 2017

Business Checking Account Product Rates

Features

  • High Liquidity - funds available for withdrawal anytime without penalty
  • The security of FDIC Insurance
  • Access to your account information through Online Banking or Phone Banking

* Annual percentage yield produced after one full year of compounding.
APY assumes the same rate for an annual period. Fees may reduce earnings.
These rates may change at any time without prior notice.


Business Savings Account Product Rates

Features

  • High Liquidity - funds available for withdrawal anytime without penalty
  • The security of FDIC Insurance
  • Access to your account information through Online Banking or Phone Banking

* Annual percentage yield produced after one full year of compounding.
APY assumes the same rate for an annual period. Fees may reduce earnings.
These rates may change at any time without prior notice.

Deposit Account Rates

Checking Account Products

Features

  • High Liquidity - funds available for withdrawal anytime without penalty
  • The security of FDIC Insurance
  • Access to your account information through Online Banking or Phone Banking

* Annual percentage yield produced after one full year of compounding.
APY assumes the same rate for an annual period.
These rates are variable and may change at any time without prior notice.
Fees may reduce earnings.


Savings and Money Market Account Products

Features

  • High Liquidity - funds available for withdrawal anytime without penalty
  • The security of FDIC Insurance
  • Access to your account information through Online Banking or Phone Banking

* Annual percentage yield produced after one full year of compounding.
APY assumes the same rate for an annual period.
These rates are variable and may change at any time without prior notice.
Fees may reduce earnings.


Certificate of Deposit Products

Features

  • Choose the term that works best for you from 91 days to 5 years
  • Generally, you receive higher interest rates by choosing a longer term
  • The security of FDIC Insurance
  • Stable returns on your account
  • Preferred rates for featured CDs
  • Access to your account information through Online Banking or Phone Banking
  • Automatic renewal on most CDs
  • Optional interest check or direct transfer

* Annual percentage yield produced after one full year of compounding.
APY assumes reinvestment at the same rate for an annual period.
These rates may change at any time without prior notice.
After your CD is opened, the interest rate is fixed for the term.
A penalty is imposed for early withdrawal.


Individual Retirement Account Products

Features

  • Choose the term that works best for you from 1 year to 5 years
  • Generally, you receive higher interest rates by choosing a longer term
  • The security of FDIC Insurance
  • Stable returns on your account
  • Access to your account information through Online Banking or Phone Banking
  • Scheduled retirement distributions available
  • Annual statements of plan activity

* Annual percentage yield produced after one full year of compounding.
APY assumes reinvestment at the same rate for an annual period.
These rates may change at any time without prior notice.
After your CD is opened, the interest rate is fixed for the term.
The interest rate on the 18 Month Variable IRA CD can change during the term.
A penalty is imposed for early withdrawal.