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¹Rates expressed as Annual Percentage Yield (APY) and effective as of April 13, 2023. Offer may be withdrawn or subject to change without notice. Minimum to open and earn APY $500; maximum CD deposit $1,000,000. Offer not available for Business or Municipal deposits. Promotional 13 Month CD will earn 4.170% interest rate with interest compounded on principal balance monthly and credited quarterly, resulting in stated APY during initial CD term. Early withdrawal will incur early withdrawal penalties and/or forfeiture of interest. At maturity, after ten-day grace period during which changes may be made, promotional 13 month CD will renew at standard 12 month CD rate and terms available at time. ²Compared to average .37% National Rate paid for savings accounts as reported on FDIC. gov as of March 20, 2023. Member FDIC.