Discover Checking that Flexes to Your Needs

¹The up to $400 new account cash bonus offer (“offer” or “bonus”) is available on any new Penn Community Bank personal checking account type. Standard account eligibility requirements apply, and the program promotional code must be presented at opening. To receive the $350 new checking cash bonus the account must be opened with $25 or more and complete one of the following within the first sixty (60) days of account opening: a) receive qualifying direct deposits totaling $1,000 or more to the checking account OR b) complete 20 or more debit card purchase transactions that post to the checking account. Qualifying direct deposits are defined as recurring electronic deposits of payroll, Social Security, pension, government benefits or other eligible regular monthly income. To earn an additional $50 cash bonus, checking bonus offer requirements must also be met, and you must 1) open a new Statement Savings account at the same time as the qualifying checking account with standard account minimum opening deposit of $25 or more, and 2) maintain in the Statement Savings account for the first 60 days from account opening the minimum daily balance to avoid a monthly service fee and earn interest, which is $100. Statement Saving Annual Percentage Yield (APY) as of March 31, 2023 is .05%. Interest rate is variable and subject to change at any time and without prior notice. For current rates, visit PennCommunityBank.com/PersonalRates.

Additional terms and restrictions: New account bonus(es) will be deposited to the checking account within 45 days after meeting offer requirements. Offer available to new checking customers only. Must not have closed a Penn Community Bank checking account within the preceding twelve (12) months or received a prior new checking account incentive. Limit one bonus offer per household. If multiple accounts are opened with the same signer, only one account will be eligible for the bonus. Account must be open, active and in good standing at time of incentive fulfillment to receive bonus(es). If account is closed within six (6) months from date of opening, early termination fee may apply, and amount of new account bonus received will be debited from final account balance. All bonuses are subject to IRS 1099 tax reporting. Offer expires June 24, 2023. Information accurate as of March 31, 2023 and subject to change without notice. Offer may be modified or withdrawn at any time. All standard account requirements apply. Subject to approval. Fees may reduce earnings. Ask for full details.

²Receive your payroll up to 48 hours before payday. Funds will be made available on the day the payment file is received from your employer, which may be up to 2 days earlier than the scheduled payroll date. Early Direct Deposit feature is available on Free Checking Plus and Student Checking products only.

³Interest earning feature available on Relationship Checking product only, with the potential to earn a higher interest rate based on account balance, when tiered rates are offered. Balance and interest earning tiers for tiered rates are $0.01 – $4,999.99, $5,000.00 – $24,999.99, and $25,000.00+. Relationship Checking APY as of March 31, 2023 is .03% for all balance tiers. Rates are variable and subject to change at any time and without notice. To view current account rates at any time, please visit PennCommunityBank.com/PersonalRates.

⁴Zelle® enrollment available for account owners age 18 or older. To send and receive money through Zelle®, both sender and recipient must have and be completing transfer through a bank account with a financial institution in the U.S.

⁵Penn Community Bank is not a Credit Reporting Agency. Access to your credit score and credit report is being provided through SavvyMoney®. Member FDIC.