Take advantage of this limited-time offer:

Grow your money and know you can access your funds if needed, with our 22-month Breakable Certificate of Deposit.1

  • Save for your financial future
  • Peace of mind with a guaranteed rate
  • Make a one-time withdrawal at anytime with no penalty1

Open Now


1 Rate expressed as Annual Percentage Yield (APY) and effective as of October 1, 2020. 22 Month Breakable Certificate of Deposit (CD) offer available for new money only, defined as deposit funds new to Penn Community Bank or that were deposited within the preceding 30 days. Minimum to open and earn APY $500; maximum CD deposit $1,000,000. Offer not available for IRA, Business or Municipal deposits. Promotional 22 Month Breakable CD will earn 0.65% Rate, with interest compounded on principal balance monthly resulting in a 0.65% APY during initial CD term. CD withdrawals or closures made during first six days of certificate opening will incur a penalty of seven days simple interest. After first six days, a one-time full or partial withdrawal of principal balance and accrued interest is allowed during certificate term without penalty. Additional withdrawals will incur standard early termination penalties and/or forfeiture of interest. Early withdrawals and penalties will impact earnings. At maturity, after seven day grace period during which changes may be made, promotional 22 Month Breakable CD will renew at standard 24 month CD rate and terms available at time. Offer expires October 31, 2020, and may be subject to change or withdrawal without notice.

2 Based on average 0.05 APY National Rate paid for savings accounts as reported on FDIC.gov for the week of September 21, 2020.

3 For each new checking, savings or CD account opened between August 1 – December 31, 2020, Penn Community Bank will donate $10 to a local organization providing community programs and services to alleviate hunger and homelessness and/or support diversity, equality and healthcare initiatives. Member FDIC.