Meet our Mortgage Loan Officers

Stop in and speak to one of our experienced loan officers to find the perfect plan for you.  Or, call 215-788-1234 to speak to one today!


Terry Benner

Terry’s roots are firmly planted in the Perkasie area. His grandfather owned a local business for many years; his father served on the Perkasie Borough Council throughout the ‘60s, and Terry himself has been an area resident all his life. Terry has a B.S. in Business Administration from Delaware Valley College. After earning his degree, he went on to continue his education and graduated from the Central Atlantic School of Commercial Lending at Bucknell University in 1987. He lives with his wife just outside the Perkasie borough limits. His interests include amateur astronomy, golf, sports, and U.S. History. NMLS# 688877


Connie Chau

As an experienced loan officer with over 13 years in lending, CeCe’s goal is to provide clients with individual solutions tailored to their specific needs.  She provides in-house origination, processing, underwriting, funding, and servicing. Cece’s clients are consistently impressed with her knowledge and responsiveness, and remember the smooth process long after the closing is completed. With a variety of financing options for first-time and experienced homebuyers, CeCe is able to help anyone achieve their dreams of homeownership. Outside the office CeCe’s passions are cuddling her daughter, spending time at the beach, baking, volunteerism, and making memories with family and friends. NMLS# 1199829

Nancy Cimino

Success has always been simple to Nancy: “Stay focused on your customer.” With a broad base of professional experience across the region, she now happily calls Penn Community Bank home and loves working one-on-one with our customers. Whatever your mortgage need, Nancy welcomes a challenge and truly loves helping people accomplish their goals and achieve success. She finds her joy in life growing just about anything! Whether its long term relationships with her customers, (many of which have happily lasted generations), or the wildflowers and vegetable garden she tends in her back yard. Whether serving as a volunteer in her local river town or organizing and sponsoring team walks to fight cancer and autism, you will find Nancy involved and willing to help in any way she can. In her free time, she loves long hikes along the river, playing Latin drums, and cooking for her family and friends. NMLS# 1787349


James Drinkwater

James has over 30 years of mortgage lending experience, and always takes the time to guide buyers step-by-step through the lending process, from pre-qualification all the way to settlement day. He works closely with his customers, and explains every option and program in order to best meet their needs. For the past 10 years James has been volunteering as a coach and umpire with the Nor-Gwyn Baseball Association. He has a Bachelor of Science in Education from East Stroudsburg University. NMLS #789729



Nadine Grant

Thanks to her 25+ years of real estate and new construction sales experience, Nadine has an exceptional understanding of the needs and concerns of borrowers going through the loan and financing process. Not only is she a Mortgage Loan Officer with Penn Community Bank, but she is also a licensed realtor, a certified interior decorator, and a member of the Home Builders Association of Bucks and Montgomery counties. Nadine forges close relationships with her borrowers, and works hard to help them fulfill their dreams. In her free time, she enjoys watching Philadelphia sports; her favorite team is the Sixers. NMLS #1221904


Peter Palumbo

With more than 25 years of experience as a real estate investor, landlord, and mortgage loan officer, Peter understands that buying property is a crucial decision for every borrower. He enjoys helping customers achieve their dreams, whether it’s buying that special home, refinancing an existing mortgage to save money, or establishing a home equity account. Peter takes great pride in thoroughly walking his clients through the lending process, explaining the options that will best meet their individual needs. Peter attended Temple University for architectural design, and in his free time, he enjoys camping and playing the guitar. NMLS #1632570


Melissa Thornton

Melissa has been a Bucks County resident all her life, and is very knowledgeable about the surrounding area thanks to her work history in Montgomery, Lehigh, and Hunterdon counties. She has been in banking since 1995, holding many positions, including Branch Manager, and specializes in retail and business lending. Because of her active engagement in the community, and involvement with local organizations, Melissa is often able to provide customers with the necessary resources to meet just about any need. She loves spending time outdoors and enjoys hiking, running, and biking. NMLS #749489


Lenora Williams

Lenora has been with Penn Community Bank for 32 years. She has held several positions throughout this time, from part-time teller to Branch Manager to her current role as a Loan Officer. She loves watching HGTV programs, which often inspires her to try new things when decorating her own house. Lenora channels this passion when working with her customers. She is extremely knowledgeable about our lending products, and loves originating mortgages in order to help others purchase their dream homes. Lenora has two daughters and six grandchildren. She enjoys adult coloring books, Zen music, and making Macramé wall hangings. NMLS# 704733