Common Cents Savings
Meet your savings goals with a Common Cents Savings account. Every debit card purchase is rounded up to the next whole dollar and deposited for savings. With a minimum balance of $100 or more, you can earn interest, which is compounded daily.
With a minimum balance of just $100, you’ll receive interest credited monthly on any balance over that amount.
With a Junior Savings account, children can begin setting money aside with an opening balance of just $25. They’ll receive interest, credited monthly, on all balances above that amount. (Must be 18 years old or younger.)
Money Market Account*
With a minimum balance of $1,000, you can retain total access to your money while your balance grows through monthly interest payments on all balances above $1,000.
Ultra Money Market Account*
Our Ultra Money Market Account requires a minimum balance of $10,000. Interest is credited monthly on all balances over $5,000, which means you’ll begin earning significant interest immediately.
Certificate of Deposit**
Receive a guaranteed interest return on your money with a minimum opening deposit of $500. Our certificates of deposit offer maturity terms ranging from 91 days to five years.
Click here for the latest Penn Community Bank fee schedule.
*No more than six pre-authorized transfers per statement cycle. Upon repeated violation of this requirement, your account may be changed to a non-interest bearing checking account, or your account could be closed.
**Early withdrawal penalties may be imposed, and fees can reduce earnings.
***Rewards rates subject to change at any time.