Buying or Refinancing Your Home

Every home buying situation is unique, which is why Penn Community Bank offers flexible financing options to meet the needs of new and existing homeowners.

Our No Fee Mortgage offer provides the flexibility to buy or refinance your home without the upfront expense in exchange for a slight increase in interest rate. Rest assured the following costs will be covered* with our No Fee Mortgage:

  • Appraisal (refunded at closing)

  • Title insurance (owners and lender)

  • Title fees

  • Flood certification fee

  • Underwriting fee

  • Credit report fee

  • Recording fees

  • Deed prep

Without the uncertainty of additional expenses, you can focus on what is most important - finding the right house for you!


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No Fee Mortgage not right for you?

We also offer other programs, including:

  • Fixed-rate mortgages at 10-, 15-, 20- or 30-year terms

  • Adjustable-rate mortgages with 5, 7 or 10 years of fixed interest rates

  • Bi-weekly mortgages for big savings on interest

Click here to learn more or contact a Mortgage Loan Officer to assist with finding the right product for you.


*Borrowers are responsible for transfer tax, property tax and escrows, homeowner’s insurance, elective services (i.e. home inspection, termite, septic, survey, etc.), interim interest, and condo questionnaire.