- Reimbursement of your appraisal fee, up to $5001
- Free credit report, flood certification and document preparation, valued at over $1,000
- Expedited application processing and underwriting2
- Guaranteed mortgage approval in just seven days or sooner to compete with cash offers2
- Complimentary home buying education, with down payment assistance opportunities
Let us help you meet your needs.
Whatever your situation or goals, our team of experienced mortgage loan officers are here to walk you through every step of the process, and provide:
- Fast, local decisions
- Convenient payment terms
- A variety of low fixed or variable rate loan and line of credit options
- Peace of mind that we’re always only a call, click, or branch visit away
Home loan solutions built for you.
Now is the perfect time to explore home loan options, and we want to make it even easier for you to achieve your home purchase or renovation goals.
If a new purchase or refinance isn’t right for you, ask us how you can tap into your home’s equity with a flexible and convenient line of credit to add a home office, pay for renovations or big-ticket items, or consolidate debt. Plus, receive a .25% HELOC rate discount when you set up automatic payments from your Penn Community Bank checking account.2
All loans subject to credit review and approval. Various fixed and variable rate home loan terms and Annual Percentage Rate (APR) options are available, and may vary for approved loans based on creditworthiness, amount, Loan-to-Value (LTV), and other underwriting criteria. Property insurance is required. In most cases, Penn Community Bank retains the servicing rights for all loans issued, but exceptions may apply.
1Fee for a standard, automated or drive-by appraisal will be waived, up to $500. Appraisal fee waiver offer available on new home purchase mortgage loan applications only; offer not available for existing mortgage refinance applications. Standard appraisal costs exceeding $500, customer-requested walk-thru appraisals, and additional services may incur a fee. In addition, Penn Community Bank’s First Time Homebuyer’s program benefits also include waiver of standard Penn Community Bank and third-party fees for credit score pull, flood certification, and loan closing documentation preparation, which usually total more than $1,000. Fees or charges may apply for other or additional services and will be disclosed to applicant prior to completion and closing.
2A Lending Commitment Letter will be generated for qualified applicants within seven (7) business days or less of receipt of application, provided applicant fully completes application and supplies to Mortgage Loan Originator (MLO) any subsequently requested documentation within timeframes specified by MLO, and initial property search and appraisal can be satisfactorily completed within the 7 days.
Information accurate as of January 3, 2022 and subject to change or withdrawal without notice. Additional terms, conditions and fees may apply. Ask for full details. Member FDIC. Equal Housing Lender.
About Penn Community Bank
With more than $2.5 billion in assets and over 300 team members, Penn Community Bank is the largest mutual bank in eastern Pennsylvania. We’re committed to helping local residents, businesses and nonprofits achieve their financial goals, and to taking an active role in contributing to the overall prosperity of our communities. Our growth mission is to deliver solutions that genuinely serve the best interests of our individual and commercial customers in ways they can’t experience at more traditional financial institutions. As a bank powered by good values, we’re a catalyst for good with the flexibility, responsiveness, and experience to guide next-level growth for everyone we serve.