What is a Community Bank?

We're working for our community, not shareholders.

Many banks talk about supporting their local communities. At Penn Community Bank, we actually are rooted in our community and committed to its growth.  Our team members live and work in the communities we serve. This equips our team with insider knowledge and empowers us with local decision-making authority.

From our commitment to giving 5% of our net income back to the community through our foundation, to the way our employees actively volunteer at the ground level, we take our responsibility to grow and improve our community seriously.

As a community bank, we focus solely on the needs of the customers we serve. Our team members understand the needs of local families and business owners, and our local decision-making means faster, easier lending decisions.

At Penn Community Bank, our only mission is to deliver financial products and services that strengthen families, expand businesses, fuel local economies, and act as a catalyst for growth in every community we serve.

Mutual Banking

As the largest mutual bank headquartered in Southeastern Pennsylvania, Penn Community Bank is uniquely poised to provide the financial knowledge to help families and businesses grow.

Our structure is what makes us different. Because we aren’t publicly traded and are not beholden to shareholders, we have the freedom to put the needs of our customers first in everything we do. That means we can make decisions locally and with long-term goals in mind, not short-term profits.

When you partner with Penn Community Bank, you’ll experience the difference: our freedom to focus your needs and then deliver on them with unparalleled expertise.


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