Get Flexibility and Security with Student Checking


$1001 BONUS


$1001 BONUS

  • Now is the perfect time to open a Student Checking1 account from Penn Community Bank, designed specifically for young adults like you!

    Open your account by September 9 and complete one of the following within the first 60 days of account opening to earn a $100 cash bonus:2

    Receive qualifying direct deposits* totaling $250 or more OR complete 15 or more debit card purchases that post to your checking account.

Use Promotion Code: Student100

Hurry, offer ends September 9, 2023!

With Student Checking, you’ll enjoy the peace of mind of No Minimum Balance Requirement or Monthly Service Fee, and the 24/7 account access of free Online and Mobile Banking. Plus, all Student Checking accounts also include:

  • Early Direct Deposit3
  • Debit card Purchase Rewards4
  • Zelle®5
  • No fees for non-Penn Community Bank ATMs6
  • Overdraft Grace – no overdraft fee for transactions that overdraw your account by $25 or less7
  • Overdraft Fee Pass – up to 1 Overdraft or Nonsufficient Funds fee waiver per year8

1Student Checking primary account owner must be between the ages of 13-23. 13 and 14 year old primary owners are required to have a joint account owner 18 or older.

2The $100 Student Checking bonus offer (“offer”) is available for opening a new Penn Community Bank Student Checking account as long as the customer meets eligibility requirements. To receive the bonus, the account must be opened with a minimum balance of $25 or more and complete within the first sixty (60) days of account opening one of the following: a) receive direct deposits totaling $250 or more from an employer or outside agency to the checking account OR b) complete 15 or more debit card purchases that post to the checking account. $100 will be credited to the account within 45 days after the qualifiers have been satisfied. Offer available for new checking customers only. Must not have closed a checking account within the preceding 12 months. If multiple accounts are opened with the same signer, only one account will be eligible for the bonus. One bonus per household. Subject to approval. Account must be open, active and in good standing at time of incentive fulfillment to receive bonus. If account is closed within six (6) months from date of opening, early termination fee may apply, and amount of new account bonus received will be debited from final account balance. All bonuses are subject to IRS 1099 tax reporting. Offer expires September 9, 2023.

3Receive your payroll up to 48 hours before payday. Funds will be made available on the day the payment file is received from your employer, which may be up to 2 days earlier than the scheduled payroll date.

4Earn cash back rewards on everyday purchases at national retailers, when you shop through the Purchase Rewards Mall, conveniently accessed through your online or mobile banking dashboard. Cash back earnings will be posted to your checking account on net purchases (purchases – returns) on the 15th and last day of each month.

5Zelle® enrollment available for account owners age 18 or older. To send and receive money through Zelle®, both sender and recipient must have and be completing transfer through a bank account with a financial institution in the U.S.

6Fee waiver applies to Penn Community Bank non-network ATM fees only. ATM transactions at non-Penn Community Bank ATMs may be subject to surcharge from the non-Penn Community Bank ATM institution/owner. For a complete list of free in-network ATMs visit

7An overdraft occurs when there are insufficient available funds in your account to cover an item presented for payment. Overdraft Grace waives the standard Overdraft or Non-sufficient Funds (NSF) fee (currently $35) for items that would overdraw your account by $25 or less. Overdraft Grace benefit applies to check, debit card and ACH debits only; does not apply to ATM withdrawals, teller transactions, or internal or external account transfers.

8Customer may request and receive 1 refund per year of Overdraft or Non-sufficient Funds fees assessed on account. Information accurate as of May 22, 2023 and subject to change without notice. Offer may be modified, extended or withdrawn at any time. Other terms, conditions, and fees may apply. Ask for full details. Member FDIC.