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What Should I Do with My Old 401(k) or Employer Plan

When you leave an employer (whether you’re changing jobs or retiring), your retirement plan doesn’t automatically move for you. You have to make a critical decision or risk having that decision made for you.

This guide will help you decide which strategy makes the most sense for your old retirement plan.

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Handle it the right way, and you’ve protected your money’s tax-deferred growth. Handle it the wrong way, and you may give yourself a surprise tax bill, expose yourself to potential IRS penalties, or rob yourself of potential future wealth.