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¹Rates expressed as Annual Percentage Yield (APY) and effective as of April 1, 2024. 13-Month Certificates of Deposit (CD) will earn an interest rate of 4.880% and 17-Month Certificates of Deposit (CD) will earn an interest rate of 4.450%, resulting in stated APY during initial CD term. ²Limited-time offer may be subject to change or withdrawal without notice. ³Based on 13- and 17-month CD’s APYs compared to average 0.47% APY National Rate paid for savings accounts as reported on FDIC.gov as of March 18, 2024. Additional terms and information: Minimum to open and earn APY $500; maximum CD deposit $1,000,000. Offer not available for Business or Municipal deposits. Early withdrawal will incur early withdrawal penalties which will impact earnings. At maturity, after ten-day grace period during which changes may be made, 13-month CD will renew at standard 12-month CD rate and terms available at time, and 17-month CD will renew at standard 18-month CD rate and terms available at time. Ask for full details. Member FDIC.