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¹Rates expressed as Annual Percentage Yield (APY) and effective as of June 1, 2023. Offer may be withdrawn or subject to change at any time without notice. Minimum to open and earn APY $500; maximum CD deposit $1,000,000. Offer not available for Business or Municipal deposits. Promotional 15 Month CD will earn 4.410% interest rate with interest compounded on principal balance monthly and credited quarterly, resulting in stated APY during initial CD term. Early withdrawal will incur early withdrawal penalties and/or forfeiture of interest. At maturity, after ten-day grace period during which changes may be made, promotional 15-month CD will renew at standard 12-month CD rate and terms available at time. ²Compared to average .40% National Rate paid for savings accounts as reported on FDIC. gov as of May 15, 2023. Member FDIC.