You’ve been pre-qualified for a home loan with us!1

As a valued customer, you have been pre-qualified for a 30-year fixed rate mortgage with Penn Community Bank.1

Learn More

Contact us to discuss your mortgage, refinancing, or home equity options.

signing documents

Let us help you meet your needs.

Whatever your situation or goals, our team of experienced mortgage loan officers are here to walk you through every step of the process, and provide:

  • Fast, local decisions
  • Convenient payment terms
  • A variety of low fixed or variable rate loan and line of credit options
  • Peace of mind that we’re always only a call, click, or branch visit away

Home loan solutions built for you.

With interest rates at historic lows, now is the perfect time to explore home loan options, and we want to make it even easier for you to achieve your home purchase or renovation goals.

If a new purchase or refinance isn’t right for you, ask us how you can tap into your home’s equity with a flexible and convenient line of credit to add a home office, pay for renovations or big-ticket items, or consolidate debt. Plus, receive a .25% HELOC rate discount when you set up automatic payments from your Penn Community Bank checking account.2

dollhouse on desk

1. All loans and lines of credit are subject to approval. Information in your credit file was used to pre-select you for this 30 year mortgage loan offer. Your credit report indicated that you satisfied certain lending criteria. Credit may not be extended if your circumstances have changed and you no longer meet the criteria used to pre-select you. This offer is subject to the following conditions: a) First-lien mortgage on a primary or secondary single-family owner-occupied dwelling, b)Minimum loan amount of $50,000. Maximum loan amount of $424,000, c) Satisfactory employment and income history, d) Satisfactory title and appraisal on property, e) LTV of 85% or less, f) Monthly Debt-to-Income ratio of 42% or less, and g) Must receive full underwriting approval by Penn Community Bank. Offer is available on properties located within PA, NJ, DE, and MD. Other conditions and restrictions may apply. Current rates for a 30 year fixed rate mortgage range between X.XXX% Annual Percentage Rate (APR) and X.XXX% APR. Rates are accurate as of (DATE) and are subject to change based on market conditions and borrower creditworthiness. Pre-qualification offer expires on (60 days from letter date). Ask for details.

2. Receive a .25% discount on standard HELOC rates for automatic deduction of home equity line of credit payment from a Penn Community Bank checking or savings account, which is required for .25% rate discount, but not loan approval.

PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria [including providing acceptable property as collateral]. If you do not want to receive prescreened offers of credit from this and other companies, call 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt-Out Request PO Box 505, Woodlyn, PA 19094-0505, Experian Information Systems, Inc PO Box 919, Allen, TX 75013, Equifax Options PO Box 740123, Atlanta, GA 30374-0123.

Member FDIC. Equal Opportunity Lender.

About Penn Community Bank

With more than $2.5 billion in assets and over 300 team members, Penn Community Bank is the largest mutual bank in eastern Pennsylvania. We’re committed to helping local residents, businesses and nonprofits achieve their financial goals, and to taking an active role in contributing to the overall prosperity of our communities. Our growth mission is to deliver solutions that genuinely serve the best interests of our individual and commercial customers in ways they can’t experience at more traditional financial institutions. As a bank powered by good values, we’re a catalyst for good with the flexibility, responsiveness, and experience to guide next-level growth for everyone we serve.