Whether you are scaling operations or securing new property, Penn Community Bank provides the flexible lending solutions and local expertise needed to reach your goals. Partner with a bank that understands the local market and prioritizes your growth.
Flexible Lending Solutions for Every Stage of Business
Whether you’re planning for growth, investing in equipment, or managing cash flow, Penn Community Bank offers commercial lending solutions designed to support your business at every stage—so you have the capital you need, exactly when you need it.
Term Loans
Long-term financing for major investments like expansions, renovations, or large-scale business purchases
Lines of Credit
On-demand access to capital to manage cash flow, cover operational expenses, and pivot quickly when opportunities arise
Commercial Real Estate Loans
Funding for purchasing, refinancing, or developing owner-occupied and investment properties
Equipment Financing
Solutions to help you acquire the tools and technology your business needs to operate and grow
SBA Loans
Government-backed lending options with favorable terms, designed specifically to help small businesses scale
Questions? We’ve Got Answers.
What types of lending solutions do you offer?
Penn Community Bank offers a full suite of commercial lending options, including term loans, lines of credit, SBA loans, equipment financing, and commercial real estate loans.
Do you offer financing options for businesses?
Yes. Penn Community Bank offers a full suite of borrowing options, including business credit cards, lines of credit, SBA loans, and equipment or real estate financing.
How do I know which loan is right for my business?
You don’t have to figure it out alone. Our team will work with you to understand your goals and recommend the best financing solution based on your needs and timeline.
How do I get started?
Fill out the inquiry form above to connect with a lender. We’ll guide you through the process and help you explore your options.
How long does the lending process take?
Timelines vary depending on the type of financing, but because our decision-makers live and work in the same communities you do, we provide a streamlined approval process without the ‘big bank’ bureaucracy.
What can I use commercial lending for?
Commercial financing can support expansion, equipment purchases, real estate investments, working capital, and more.
Can I meet with someone in person?
Absolutely. Our local lenders are available to meet in person, over the phone, or virtually to discuss your business needs.
Additional questions?
1. All Accounts: All products and services are subject to standard account requirements and agreements. Eligibility requirements and restrictions may apply. All loans and lines are subject to credit review and approval. Various fixed and variable rate loan and line term and Annual Percentage Rate (APR) options are available and may vary for approved loans and lines based on creditworthiness, loan-to-value, and other underwriting criteria. Penn Community Bank business checking account required for Small Business Loans and Lines of Credit. Merchant Services are offered through Elavon. Credit cards are issued by Elan Financial Services pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Information accurate as of 06/09/2026 and subject to change without notice. Fees and additional terms and conditions may apply. Fees may reduce earnings. There is no charge for the Penn Community Bank app, but wireless carrier data usage and message rates may apply. Ask for full details.
Resources on Commercial Lending
Explore insights and guidance to help you make informed financial decisions and support your business growth.