Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Penn Community Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
Does Penn Community Share?
Can You Limit This Sharing?
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||YES||NO|
|For our marketing purposes, to offer our products and services to you||YES||NO|
|For joint marketing with other financial companies||YES||NO|
|For our affiliates’ everyday business purposes, information about your transactions and experiences||NO||WE DON’T SHARE|
|For our affiliates’ everyday business purposes information about your credit worthiness||NO||WE DON’T SHARE|
|For our affiliates to market to you||NO||WE DON’T SHARE|
|For non-affiliates to market to you||NO||WE DON’T SHARE|
Penn Community Bank.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing*.
Your choice will apply to everyone on your account(s) unless you tell us otherwise.
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing – A formal agreement between non-affiliated financial companies that together market financial products or services to you.
*For Alaska, Illinois, Maryland and North Dakota Residents – We will not share personal information with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
*For California Residents – We will automatically limit internal sharing and not share personal information with non-affiliates or affiliates for marketing purposes.
*For Massachusetts, Mississippi and New Jersey Residents – We will not share personal information from account relationships with nonaffiliates either for them to market to you or for joint marketing – without your authorization.
**Penn Community Bank does not share with non-affiliates so they can market to you.