Fund your next "Here We Grow" Moment.

To keep small businesses like yours growing, it’s essential to have right-sized funding in place at exactly the right time. In order to make swift decisions, you need quick answers from business banking experts capable of discussing the true professional impact of your decisions. That’s where our expertise comes in and makes a world of difference. Every single business customer at Penn Community Bank is connected to a relationship manager who serves as a point of contact to answer questions and provide financial advice tailored to your individual needs. We partner with you to work together toward your next “Here We Grow” moment—whether your next milestone involves purchasing equipment, renovating your space, expanding your presence, or investing in your next opportunity.

Get the funds you need to grow your business today. Stop by any branch or call 215.788.1234.

Connect With Us   Learn More

Business Lines of Credit

Securing a business line of credit gives you quick access to cash with flexible repayment terms. You’re able to withdraw funds as you need them against a predetermined credit limit—rather than receiving one lump sum all at once. With an established business line of credit, you pay interest only on the funds you withdraw. Then, as you repay the funds, they are available for you to borrow again.

Term Loans

Loans with fixed rates and terms can help you acquire machinery, equipment, and fixed assets, or refinance existing term debt. Loans are available in varying terms.

PennEdge Business Solutions1

As your business grows, its needs change. PennEdge offers the capital you need to keep operations running smoothly. One unique feature of PennEdge is that we do not require you to own real estate to qualify for a business loan or line of credit. Your established business benefits by providing less documentation, obtaining faster approval, and maintaining convenient access to funds with our business checking accounts.

Commercial Real Estate Loans

Work with us to establish financing when you purchase or refinance owner-occupied or non-owner-occupied commercial real estate. Various loan terms are available with amortizations up to 25 years.

Letters of Credit

We offer specific commitments guaranteed by the bank for a third-party beneficiary. Such letters of credit are available only to qualified borrowers.

Construction Loans

Secure financing for your construction projects for various types of commercial projects, including investment properties or owner-occupied commercial buildings, and construction of new homes for residential home builders.

Residential Development Loans

If you’re a residential builder or developer, you can work with us to finance your development projects—from single lots to larger sub-divisions.

1Penn Community Bank business checking account required for PennEdge loan and line of credit products.

All loans and lines are subject to credit review and approval. Various loan and line term and Annual Percentage Rate (APR) options are available and may vary for approved loans and lines based on creditworthiness, loan-to-value, and other underwriting criteria. Other terms, conditions, fees and restrictions may apply. Ask for full details. Equal Opportunity Lender.


Financial Markets & Economic Update by Dorothy Jaworski

Financial Markets & Economic Update by Dorothy Jaworski

Economic Update – Third Quarter 2021 Dorothy Jaworski Senior Vice President Director of Treasury & Risk Management Click to view ...
Read More
Effective ways to build and sustain the financial resilience of your business.

Effective ways to build and sustain the financial resilience of your business.

Harvard Business Review has defined business resilience as a company’s capacity to absorb stress, recover critical functionality, and thrive in ...
Read More
Important lessons resilient leaders have learned along the way.

Important lessons resilient leaders have learned along the way.

Resilience is the ability to adapt and bounce back when things don’t go as planned. Today, small businesses have no ...
Read More