From everyday checking to advanced cash management, Penn Community Bank provides the tools and expertise your business needs to succeed.
Open a new2 business checking account and complete qualifying activities to earn your reward:
Earn a $500 Bonus
Deposit $5,000 or more within the first 30 days of account opening, maintain a balance of $5,000 or more for the next 60 days, and complete 10 qualifying transactions1 within the first 90 days after account opening.
Earn an additional $200 Bonus
Within the first 90 days of checking account opening, unlock powerful payment solutions by opening a new Merchant Services account through our strategic partnership with Elavon3, or use one or more qualifying Cash Management services1.
promo code:
BUSINESS700
Bonus offers expires: April 30, 2026
Additional Bonus Offer Information
1The Up to $700 new account cash bonus offer (“offer”) is available on any Penn Community Bank business checking account type. To receive the $500 new checking cash bonus the account must be opened with $25 or more and a) receive deposits totaling $5,000 or more within the first thirty (30) days of account opening and maintain a daily account balance of at least $5,000 for 60 more days and b) complete ten (10) or more qualifying transactions from the account. Qualifying transactions include: debit card and/or digital wallet purchases, Automated Clearing House (ACH) deposit credits, wire transfer credits, mobile check deposits, and/or online bill pay transactions. ATM withdrawals, teller transactions and transfers between Penn Community Bank accounts do not qualify. To earn an additional $200 cash bonus, checking bonus offer requirements must be met and must complete one of the following within the first ninety (90) days of account opening: a) Enroll in and activate a new Merchant Services account or b) Utilize one or more qualifying Cash Management service(s). Qualifying Cash Management services include ACH Services, Wire Services, Check Positive Pay, or ACH Positive Pay. Bonus balance requirement is for new account cash bonus eligibility only; standard account balance requirements to avoid a monthly service fee will still apply. To receive bonus(es), account must be open, active and in good standing at the time the new account bonus is processed. New account bonus will be deposited to the checking account within 45 days after meeting offer requirements. If account is closed for any reason within six (6) months from date of opening, early termination fee may apply, and amount of new account bonus received will be debited from final account balance.
2Bonus offer available to new business checking customers only. Must not have closed a Penn Community Bank checking account within the preceding twelve (12) months or received a prior new checking account incentive. Limit one bonus offer per business TIN. If multiple accounts are opened with the same business TIN, only one account will be eligible for the bonus. All bonuses are subject to 1099 tax reporting. Standard account eligibility requirements apply, and the program promotional code must be presented at opening. Offer expires April 30, 2026
3Merchant Services are provided by Elavon.
Information accurate as of , and subject to change without notice. Offer may be modified or withdrawn at any time. There is no charge for the Penn Community Bank app, but wireless carrier data usage and message rates may apply. Additional account and services terms, conditions, and fees may apply. Fees may reduce earnings. Ask for full details. Member FDIC. Equal Housing Lender.
Built for Business. Backed by Community.
Whether you’re looking for flexible financing, secure cash management, or smarter checking, Penn Community Bank offers the sophistication of enterprise-level tools with the power of local decision-making and support.
Business Checking
Checking solutions with the convenience of digital banking, mobile deposit, and bill pay
Borrowing
Flexible financing solutions, including equipment financing, and commercial real estate lending.
Credit Cards
Business credit card suite with competitive rates, rewards options, and easy expense management.
Cash Management
ACH and wire services, fraud protection, and advanced treasury tools to streamline cash flow.
Merchant Services
Secure, reliable payment processing powered by Elavon, tailored to your business needs.
Questions? We’ve Got Answers.
What types of business accounts do you offer?
From simple checking to advanced cash management, we have solutions to fit businesses of every size.
Do you offer financing options for businesses?
Yes. Penn Community Bank offers a full suite of borrowing options, including business credit cards, lines of credit, SBA loans, and equipment or real estate financing.
How do I open an account?
Connect with a business banker using the form above. We’ll guide you through every step to make it easy.
Is digital banking available for businesses?
Yes. You’ll have 24/7 access to your accounts through online and mobile banking, including bill pay, mobile deposit, and account management tools.
What kinds of businesses do you work with?
We partner with businesses of all sizes and industries from small startups to established enterprises, and tailor our banking solutions to fit your unique needs.
Can I meet with someone in person?
Absolutely. Our local business bankers are available to meet in person, over the phone, or virtually to discuss your goals and help you choose the right solutions.
Additional questions?
All Accounts: All products and services are subject to standard account requirements and agreements. Eligibility requirements and restrictions may apply. All loans and lines are subject to credit review and approval. Various fixed and variable rate loan and line term and Annual Percentage Rate (APR) options are available and may vary for approved loans and lines based on creditworthiness, loan-to-value, and other underwriting criteria. Penn Community Bank business checking account required for Small Business Loans and Lines of Credit. Merchant Services are offered through Elavon. Credit cards are issued by Elan Financial Services pursuant to separate licenses from Visa U.S.A. Inc. and Mastercard International Incorporated. Information accurate as of 04/16/2026 and subject to change without notice. Fees and additional terms and conditions may apply. Fees may reduce earnings. There is no charge for the Penn Community Bank app, but wireless carrier data usage and message rates may apply. Ask for full details.