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Find a Financial Center
215.788.1234
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Find a Financial Center
215.788.1234

Home Equity Loans and Lines of Credit

Unlock the value in your home. Use your home’s equity for the things you need now with a Home Equity Loan or a Home Equity Line of Credit. Get the money you need to pay for college, a wedding, unexpected home repairs, or to pay off high-interest credit card debt.

Home Equity Loan

A Home Equity Loan from Penn Community Bank is dependable and gives you all your money at once. Then, you pay it back in fixed monthly payments deducted automatically from your personal checking or savings accounts.

Features:

  • Fixed interest rate
  • Receive your money up front, then pay it back in regular monthly payments
  • Payments can be automatically deducted from checking or savings account
  • Borrowers who have payments automatically deducted from a checking or savings account will receive a discount off the interest rate
  • Interest may be tax deductible
View Rates Apply Now
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Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) from Penn Community Bank is flexible enough to be used for whatever you need, whenever you need it. Access your credit line by writing a check, initiating an online money transfer, or visiting a branch and making a withdrawal.

Features:

  • Access your credit line by writing a check or making an in-branch withdrawals or online transfer
  • No application fee and no annual fee
  • Variable interest rate tied to the prime lending rate
  • During the revolving period of your credit line, the money is there when you need it
  • Borrowers who have payments automatically deducted from a checking or savings account will receive a discount off the interest rate
  • Interest may be tax deductible

Here’s What You Should Know About Home Equity Lines of Credit (HELOC)

View Rates Apply Now
hands on calculator

*Rate expressed as Annual Percentage Rate (APR) and available as 01/23/2025 for first and second lien position home equity loans of $10,000 to $1,000,000 and up to 80% Loan-to-Value (LTV). All loans are subject to credit review and approval. Ask for full details. Member FDIC. Equal Housing Lender. Penn Community Bank NMLS #: 434939

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