Checking

Grow toward your goals.

Whatever your financial goals are, our checking accounts have what you need to keep growing.

Free Checking1

Our truly free checking account that flexes to fit your unique needs.
  • Opening deposit as low as $25
  • No minimum balance requirement and no monthly fee
  • Free use of Penn Community Bank ATMs and four non-Penn Community Bank ATM withdrawals at no fee2

Fifty Plus Checking1

An interest-bearing checking account built specifically for customers 50 years and older.
  • At least one account holder 50 years or older
  • No minimum balance requirement and no monthly fee
  • Free use of Penn Community Bank ATMs and four non-Penn Community Bank ATM withdrawals at no fee2

New Era Checking1

The foundation to financial growth. A checking account built for young adults.
  • At least one account holder 15 to 23 years old
  • No minimum balance requirement and no monthly fee
  • Free use of Penn Community Bank ATMs and unlimited non-Penn Community Bank ATM withdrawals at no fee2

Penn VIP Checking1

An interest bearing account for sophisticated wallets.
  • Daily balance of $750 or more to earn interest
  • Free use of Penn Community Bank ATMs and unlimited non-Penn Community Bank ATM withdrawals at no fee.2 Plus surcharge rebates of up to $10/month4
  • $12 for balances below the required daily balance and $5 without direct deposit or waive the monthly fee by maintaining a daily balance of $750

All Checking Accounts Include


24/7 Access to Online and Mobile Banking

Banking where you need to be. Review your account history, transfer funds, send and receive money, and much more.


CardValet®

Utilize a free app for your smartphone to turn your card off and on, set spending limits, and receive real-time alerts for approved or declined card transactions. (Apple®, Google Play)


Mobile Wallet

Seamlessly connect with Apple Pay®, Google Pay™, and Samsung Pay™ to easily pay for purchases in person or online using information stored securely on your mobile device.


e-Statements

Ditch the paper records for searchable, secure, and environmentally-friendly digital statements.


Visa® Debit Card

Purchase amounts are deducted directly from your checking account, but with the added security of a Visa® card.


Purchase Rewards

Turn your debit card into your ticket to cash back rewards on everyday purchases. No enrollment needed – just watch the extra earnings add up from the places you already shop.


Online Bill Pay

Make one-time payments or set up recurring payments with Bill Pay.


MX Money Management™

Full, free access to MX Money Management™, an award-winning financial management platform that harnesses the power of data to help you make better financial decisions.

[1] Penn Community Bank Consumer Fee Schedule
[2]
Penn Community Bank Fee Passes are fee refunds that may apply to the following fees: replacement card, overdraft, electronic funds transfer returned, bill payment insufficient, overdraft protection, printed statements, money order, bank check, and stop payment. A total of 3 Penn Community Bank Fee Passes per account (not account holder) over the life of the account. Penn Community Bank Fee Passes nontransferable and no cash alternative.
[3] Includes non-Penn Community Bank ATM withdrawals assessed by Penn Community Bank, it does not include surcharges imposed form other financial institutions or third-party vendors.
[4] Surcharge reimbursement of non-Penn Community Bank ATM owner or operator fees.