Savings

Be prepared to grow.

Whether saving for the long term or the short term, we make it simple to save, and your money is available whenever you need it.

Statement Savings1

Your basic savings account to earn interest.
  • Earn interest and avoid service fees with just a $100 daily balance
  • Access to a Penn Community Bank ATM card and online and mobile banking

Common Cents Savings1

Round up your purchases and automatically transfer the change to your savings account.
  • Earn interest and avoid service fees with just a $100 daily balance or an account holder age 23 or younger
  • Tiered interest
  • e-Statements required

Junior Savings1

It’s never too early to start savings. A savings account built for children and young adults.
  • Earn interest and avoid service fees with just a $25 daily balance
  • Access to a Penn Community Bank ATM card and online and mobile banking

Ultra Money Market1

Start earning higher interest with check writing privileges.
  • $1,000 daily minimum balance to earn interest and avoid service fees
  • Tiered interest
  • Access to a Penn Community Bank ATM card and online and mobile banking
  • Rules regarding maximum contributions and income limits

Certificates of Deposit (CD)
Put your money to work for you with guaranteed returns. Open Now

 

Individual Retirement Account (IRA)
Grow your retirement savings your way. Tax-advantaged investing tool for retirement savings.


 

All Savings Accounts Include


24/7 Access to Online and Mobile Banking

Banking where you need to be. Review your account history, transfer funds, send and receive money, and much more.


e-Statements

Ditch the paper records for searchable, secure, and environmentally-friendly digital statements.


MX Money Management™

Full, free access to MX Money Management™, an award-winning financial management platform that harnesses the power of data to help you make better financial decisions.


ATM Card

Access funds when you need them from any Penn Community Bank ATM.


Direct Deposit Capable

Connect your paycheck to your savings account for direct transfer on pay day.