Penn Community Bank
Business banking solutions to help your company thrive.
Our checking products combine the flexibility and convenience you need with the access and tools you want. Discover the checking option that’s right for your business needs and growth.
Business Checking
Schedule an Appointment
Small businesses with lower balances and checking activity
N/A
$0
Up to 300 free items, then $0.45 per item
Free Starter Checks
Business Checking
Schedule an Appointment
Small nonprofit and community organizations with lower balances and checking activity
N/A
$0
Up to 300 free items, then $0.45 per item
Business Checking
Schedule an Appointment
Businesses with moderate to high monthly checking activity and select cash management needs
$7,500 daily checking balance or $15,000 combined daily deposit account balance2
$0 or $12 (Waived by maintaining daily balance requirement)
Up to 500 free items, then $0.45 per item
Business Checking
Schedule an Appointment
Large businesses with higher monthly transaction volume and robust cash management needs
N/A
$20, Reduced or waived by monthly earnings credit based on account activity5
$0.17 – $0.20 per item
Penn Community Bank Business Fee Schedule
1. Items include each check or money order deposited, checks drawn on account, deposit tickets and ACH debits and credits.
2. Combined balances for minimum daily balance requirement include checking, savings and money market accounts with same primary business entity owner and EIN. Time Deposit accounts, personal accounts, and/or business accounts with a shared authorized signer or address but different EIN are not included in combined balance calculations.
3. Penn Community Bank business checking account required for small business loan and line of credit products.
4. All loans and lines are subject to credit review and approval. Various loan and line term and Annual Percentage Rate (APR) options are available and may vary for approved loans and lines based on creditworthiness, loan-to-value, and other underwriting criteria. Property, flood, and/or title insurance may be required for real estate-secured loans or lines, at an additional expense to the borrower. Other terms, conditions, fees and restrictions may apply.
5. For Enterprise Business Checking accounts, an earnings credit is applied to your average monthly investable balance to reduce or eliminate monthly service and transaction fees.
All Accounts:
All products and services are subject to standard account requirements and agreements. Eligibility requirements and restrictions may apply. Information accurate as of 1/26/2026, and subject to change without notice. Fees and additional terms and conditions may apply. Fees may reduce earnings. Ask for full details. Equal Opportunity Lender.
