COVID-19 Communications Center
Frequently asked questions, branch updates, loan assistance or to schedule an appointment.
Click Here

Credit Cards

Safe. Secure. Simple.

Your time is valuable, and we respect that. Our convenience services help you securely and efficiently manage your money so you can accomplish more while you’re in-office, on the go, or anywhere in between.

Credit Cards

Penn Community Bank has partnered with leading credit card issuer Elan™ to provide you with the best credit card options for your lending needs.

Choosing the right credit card is easier than ever.

No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Pay Down Balances

Visa® Platinum Card

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-rewards
Apply Now

Flexible Cash Rewards

Cash Rewards American Express® Card

Earn cash back every time you use your card

  • 3% cash back on the first $6,000 in eligible net purchases made each year at gas stations
  • 2% cash back on eligible supermarket net purchases
  • 1% cash back on all other eligible net purchases
  • $25 cash back awarded after first purchase
Apply Now

Rewards to Use the Way You Want

Visa® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards.
  • 2,500 bonus rewards points awarded after first purchase
Apply Now

Premier Rewards American Express® Card

  • Earn 4 points for every $1 spent on eligible net restaurant purchases
  • Earn 3 points for every $1 spent on eligible net airline purchases
  • Earn 2 points for every $1 spent on eligible net gas purchases
  • Earn 1 point for every $1 spent on all other eligible net purchases
  • Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards
  • Receive reimbursement for either Global Entry or TSA Pre Check
Apply Now

Build Your Credit

Visa® College Real Rewards Card

  • Earn 1.5 points for every dollar you spend on eligible net purchases
  • No cap or limit on the points you can earn, plus you have five years to redeem points for rewards
  • 2,500 bonus rewards points awarded after first purchase, redeemable for $25 cash back, merchandise, gift cards, or travel savings
Apply Now

Visa® Secured Card

Provides an excellent opportunity to begin building credit history or to rebuild credit.

  • Provides an excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card. If you need to improve or re-establish your credit history, here’s a great way to begin that process.
  • Enjoy the convenience of credit including the option to carry a balance while earning interest on your secured savings account
Apply Now