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Paycheck Protection Program (PPP)

A Letter From Jeane M. Vidoni, President & CEO

“We understand now more than ever that banking is essential. Why? Because we serve a far-reaching aspect of your lives – your economic well-being. We are essential because we serve your essential needs. The government has named banks as a distribution point for most of the recovery funds being established… My continued involvement with the American Bankers Association, Pennsylvania Bankers Association, the Community Banking Council for the Federal Reserve, and the Federal Home Loan Bank gives me a seat at decision-making tables that invites input from our local banking community. I am grateful that many areas of the government are listening and making changes for more efficient processes and for greater funding if needed.”

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What is the Paycheck Protection Program?

The Paycheck Protection Program established by the CARES Act, is implemented by the Small Business Administration with support from the Department of the Treasury.  This program provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities. Learn more

Paycheck Protection Program Loan Forgiveness Update (May 27, 2020, 11:30AM)

The Small Business Administration (SBA) issued the Paycheck Protection Program Loan Forgiveness Application that will be used by borrowers to determine and report how much of their PPP loan will be forgiven. Most recently, on Friday, May 22, the SBA issued additional regulations and guidance for borrowers to complete the application and for financial intuitions to administer loan forgiveness. Among many details, the regulations and guidance include the specific documentation borrowers must provide to accompany their Loan Forgiveness Application.

To aid you in compiling the required proof of qualifying expenses to be eligible for forgiveness, we have developed the Paycheck Protection Program Loan Forgiveness Documentation Checklist.

We are committed to delivering responsive and personal service to our customers regarding this important and complex process. In the near future, we will be launching a user-friendly online portal that will enable you to complete your Loan Forgiveness Application, determine your calculations and upload the required documentation quickly and easily online.

Paycheck Protection Program loan forgiveness resources