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Penn Community Bank is Safe & Sound

To Our Valued Customers and Communities –

Over the past several days, there has been increasing uncertainty about the strength and security of the financial sector stemming from the failures of Silicon Valley Bank in California and Signature Bank in New York. As President and CEO of Penn Community Bank, I wanted to reach out to you directly and reassure you of our institution’s financial strength and stability.

Our Financial Strength

Our mission is to serve individuals, families and businesses for their lifetime. For this reason we adhere to strict business practices, hold superior capital reserves far above regulatory requirements, and possess the liquidity – including over half a billion dollars available from the Federal Home Loan Bank – to withstand disruption. In fact, our institutional strength has consistently earned us a five-star rating by leading bank reviewer and research firm Bauer Financial.

Our Mutual Structure

In times like these, our mutual structure offers an advantage for our organization and our customers. In addition to being better capitalized than most banks, since we aren’t publicly traded, we are not beholden to shareholders and have the freedom to put the needs of our customers first in everything we do. That means we can make decisions locally and with long-term goals in mind, not short-term profits.

Our Accessibility

As a customer of a community-first financial institution, you have access to Team Members at every level of Penn Community Bank. From your neighborhood Branch Manager to our Executive Leadership Team – and even to our Board of Directors which is composed of local leaders – we are ready to work with you and for you to achieve your financial goals.

Our Message to You

For over 150 years, Penn Community Bank has overcome challenging times – from the Great Depression to the COVID pandemic – with resilience, dedication and sound business practices. We are well-positioned to be a strong and stable partner for customers like you in the days ahead, and for decades to come.

If you have any questions, please do not hesitate to contact us. Thank you, as always, for banking with Penn Community Bank.

Jeane M. Vidoni

President & CEO

Penn Community Bank

 

 

 

 

Posted on March 13, 2023April 14, 2023

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